I searched everywhere. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. You need to be connected to the internet to top up your Mobile myki. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. If the card is unregistered you cannot recover the myki money. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. No. The costs of a balance transfer. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Click on "Select Offer.". If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Standard message rates apply. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . You will need to provide identification to show that you are the registered myki card holder. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. Simply allow 24 hours for travel and transactions to appear. Tap Transfer Existing Card. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. endobj If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). How to Add Authorized Users & Employee Cards on a Business Credit Card? Step 4: Analyze Your Top Picks. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Myki (/ m a. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. But what if the amount is comparable to or less than the postage? Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. 0000003801 00000 n How are Banks Adapting to Meet New Needs Because of Coronavirus? Which I obviously don't have because it is lost. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. You can register up to eight active mykis on an individual account. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> Mobile myki is different to an existing myki card. The short version. This answer was first published on 03/01/23. On your new phone, download Google Wallet and set it up with your same account details. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream %%EOF We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. Your Mobile myki expires after two years. Under Other, select Transfer. Update the app and try again. You can then see what Android version youre on. xref xen0. What is the best balance transfer credit card? Why Military Personnel Are Vulnerable to Identity Theft? However, this is not the exact amount you may transfer from other cards because you also need to account for balance transfer fees. This question is about Synchrony Bank Credit Cards. They could have at least have forms on their website to print and send. Once you do, carrying out a balance transfer becomes rather straightforward. What Happens to a Student Credit Card After Graduation? Let's say you have $4,000 in credit card debt and transfer that balance to a . But your balance can be transfer to another card at some of the PTV stations. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Your new starting balance would be $3,090. Save Big With Low-Rate Balance Transfers. Mobile myki will now be reactivated on your phone, with your account details the same as before. myki Pass Great if you travel often and on consecutive days. endobj You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30. I understand Metro trains/Myki are seperate entities but it's still a pain in the bum. From the "I Want To" drop down menu, find "Transfer a Balance.". It's shit like this which makes me happy and proud I have never used Myki in my life. They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. I realise this is not a life-changer, but there's a principle at stake. Whats the difference between a hard credit inquiry and a soft credit inquiry? I've had really good experiences with Myki and was an early adopter, but this? You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. -- Lee Huffman, credit card expert at BaldThoughts.com. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. The unused money remains on the card, losing value as fares increase over the years. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! This is unfair, and I don't think this cost is refunded if you submit the form for a refund. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. To replace your myki online, you must be requesting the same fare concession type as your original myki. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. But yeah, a fair bit that is just backwards. Pay down your credit card debt. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. Select the 'Activate' option. endobj At this stage, these are the only card types available on Mobile myki. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. To. What are the best cash back credit cards for fair credit? Is it bad to do multiple balance transfers? 0000005511 00000 n The cost would have been deducted from the balance at transfer. This is a requirement of Google. Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Refunds cannot be issued for less than $5. What a frikkin waste of money! What is the best credit card for fair or average credit? Auto-load is the same as auto top up. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. @john_miller 03/01/23 This answer was first published on 03/01/23. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. John Miller, Credit Cards Moderator. 182 0 obj For a bus anyway. Now you cannot access it on your original device. Meticulous in his research, he provides accurate and up-to-date information. Get up to 5% cashback in rotating and newly added everyday categories. If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). FAX?! The balance transferred when the old card expired. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. Please note you cannot replace a lost or stolen myki at a premium station. These are the eight most commonly purchased myki Passes. I don't think we'll find out why the OP wanted to transfer balances as they haven't logged into Whirlpool for a year and a half. If you're still travelling after 2 hours, you'll be charged a daily fare. It has a 256-day expiry and credit is rolled over if you renew before the expiry. I know it's not possible to do it online. 0000004863 00000 n If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction.
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