We're here to help. If your account number only has nine digits, as on the cheque account number below, simply add two zeros in front, like this: 00123456701. Auth Account and routing numbers; Balance Real-time balance checks; Identity Bank account-holder information; . The expiration date of your Card is identified on the front of your Physical Card, or on the digital representation of your Virtual Card. In the event of a conflict or inconsistency between this Arbitration Provision, on the one hand, and the applicable arbitration rules or the other terms of this Agreement, on the other hand, this Arbitration Provision shall govern. Raise financially-smart kids. Your Physical Card may not be used at an ATM for any other transactions, including specifically Card Account deposits or balance inquiries. Find Your Routing Number on a Check You can find your routing number in the bottom left corner of a check. Medical device specific regulatory guidance and controls are baked into Greenlight Guru's eQMS software. All amounts are expressed in U.S. Both the Primary Accountholder and any Authorized Approver may authorize a load from any Funding Account used to add funds to the Primary Account. Email Us Text Us Or call us at 888-483-2645 We're here to help 24 hours a day, 7 days a week. Once the child has reached the age of 18, Chase may recommend they open their own account. READ THIS ARBITRATION PROVISION CAREFULLY. The ACH Authorizer authorizes Greenlight and the Issuer to continue to debit the Funding Account(s) for requested Card Account loads until this authorization is revoked, which can be performed, in many cases, by changing the applicable setting on the Greenlight application, or, in all cases, by calling 1-888-483-2645. (You should retain a copy of your opt-out notice and evidence of mailing or delivery.) It is used for electronic transactions such as funds transfers, direct deposits, digital checks, and bill payments. Some merchants may require payment for the remaining balance in cash. You will not receive a Personal Identification Number (PIN) for your Virtual Card, and your Virtual Card cannot be used for ATM transactions. Like all other financial institutions, Green Dot requires your accounting number and routing number for all transactions. We may monitor or record any conversation or other communication with you. If AAA and JAMS cannot or will not serve and the parties are unable to select an Administrator by mutual consent the Administrator will be selected by a court. Message and data rates may apply. Go online: Your bank may post its routing number online via its website or mobile banking app. As solely used in this Arbitration Provision, the termswe, usandourmean not just the Issuer but also our parent companies, subsidiaries, affiliates, successors, assigns and any of these entities employees, officers, directors and agents.Opt-Out Process. A court rarely overturns an arbitrators decision. How do I send money back to my funding source from my Greenlight account? Your Login ID is the last eight(8) digits of your billing account number and can be located on your billing statement as indicated below. You must then arrange to pay the difference using another payment method. Call us Contact Customer Support at (866) 795-7597 5am-9pm PST, 7 days a week. In the case of a Standing Authorization for funding transactions (other than auto funding transactions), the ACH Authorizer will be required to use the Greenlight application to designate the specific Funding Account (if there is more than one enrolled), and the amount of any subsequent debit entry(ies). Our business days are Monday through Friday, excluding federal holidays, even if we are open. Hit Continue to review the information ere selecting send money to complete the transaction. The Card will remain the property of the Issuer and must be surrendered upon demand. If you previously selected and are currently enrolled in the Greenlight + Invest Plan, then you will have access to both the Greenlight Core Plan Services and the Invest Account Services, which are the core features under this Card Plan. Visit Our Woodhaven Branch. SWIFT Code. Arbitration proceedings are private and less formal than court trials. Using the BMO cheque example, your routing number is 27601-001. In case of transmission error, or transfer irregularity, your ability to spend the direct deposit funds may be delayed. Get Started Read how we use and collect your information by visiting our Privacy Policy. 1-888-483-2645. UNLESS YOU ACT PROMPTLY TO REJECT THE ARBITRATION PROVISION BY OPTING OUT IN ACCORDANCE WITH PARAGRAPH a, CAPTIONED OPT-OUT PROCESS, THE ARBITRATION PROVISION WILL BE PART OF THIS AGREEMENT AND WILL HAVE A SUBSTANTIAL EFFECT ON YOUR RIGHTS, INCLUDING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, IN THE EVENT OF A DISPUTE. You will be charged a fee by us for each cash withdrawal made at an ATM in the amount disclosed in the section entitled Fee Schedule and Balance/Transfer Limitations set forth below. e. Court and Jury Trials Prohibited; Other Limitations on Legal Rights:IF YOU OR WE ELECT TO ARBITRATE A CLAIM, YOU AND WE WILL NOT HAVE THE RIGHT TO PURSUE THAT CLAIM IN COURT OR HAVE A JURY DECIDE THE CLAIM. ; Wells Fargo online banking - You'll be able to get your Wells Fargo routing number by logging into online banking. If you do not notify us within two (2) business days after you learn of the loss or theft of your Card, and we can prove that we could have stopped someone from using your Card without your permission if you had promptly notified us, you could lose as much as $500.00. Indicating your desire to opt out of this Arbitration Provision in any manner other than as provided above is insufficient notice. Each party to the dispute has an opportunity to present some evidence to the arbitrator. The initial value load, as well as each value reload, is referred to in this Agreement as aload. The first number in the MICR sequence below is the . $4.99 per month.css-brq8ii{color:#035C67;-webkit-text-decoration:none;text-decoration:none;}1,2,3, Load via Debit Card, ACH, Direct Deposit or Transfer from Invest Account, First card replacement is free; subsequent card replacements are $3.50 per card, Card Replacement Express Delivery Fee (optional). a. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. YOU ACKNOWLEDGE THAT GREENLIGHT ADVISORS AND DRIVEWEALTH ARE UNAFFILIATED THIRD PARTIES TO COMMUNITY FEDERAL SAVINGS BANK WITH RESPECT TO THE INVEST ACCOUNT SERVICES. Greenlight Infinity Plan Services means the Greenlight Core Plan Services, the Invest Account Services, the Greenlight Max Plan Services, and all of the additional services offered to Greenlight Infinity Plan cardholders as described in the Greenlight Terms of Service, which is available in the Policy Center on the Greenlight website at www.greenlight.com. *Greenlight Core and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. Phone Numbers; Member Service - Call, chat or text 8am-8pm M-F, 10am-2pm Saturday: 503-256-5858 (call or text) . 1. Nevertheless, if a settled transaction exceeds the balance of the funds available on your Card, you shall remain fully liable to us for the difference between the Card Account balance and the amount of the settled transaction together with any applicable fees. Your account number is the second set of numbers (labeled "2" in the image above). In many cases, these changes will involve adding new features and functionality to a particular Card Plan. Routing Number for Community Bank NA (cbna.com) in NY,PA,VT and MA (for all transaction types) is 021307559. You additionally authorize Community Federal Savings Bank to receive funds from DriveWealth for deposit into your Card Account. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. 111000038, chase, suntrust etc. Further, the Greenlight + Invest Plan can be amended or cancelled by us at any time. If you use your Card at a restaurant, a hotel, for a car rental purchase, or for similar purchases, the merchant may preauthorize the transaction in advance for an estimated amount to ensure there are sufficient funds available to cover tips or incidental expenses incurred. Each time you use your Card to make a purchase or obtain cash at an ATM, you authorize us to reduce the value available in your Card Account by the amount of the transaction and any applicable fees. Contact us at once if you believe your Physical Card has been lost or stolen or someone has gained unauthorized access to your Virtual Card number. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. AFunding Accountis the Primary Accountholders or an Authorized Approvers account at a third-party financial institution that is used to load the Primary Account. The party asserting the Claim (theClaimant) may select the Administrator. If you do not reject this Arbitration Provision, it will be effective as of the date you received this Agreement. If you elect to switch to a more expensive Card Plan, the Card Plan features applicable to the new Card Plan will become effective on your Card Account on or before the next business day following such election, but your Card Account will not be assessed the applicable Monthly Fee for the more expensive Card Plan until your next monthly renewal date. During the hold period, you will not have access to the preauthorized amount. How do you use my personal information? In no event may an Authorized Approver of the Primary Accountholder establish a Secondary Account, or close an existing Secondary Account. These documents include, without limitation, the Greenlight Advisors Non-Discretionary Asset Management Agreement (Advisory Agreement), the Greenlight Advisors Invest Terms of Service, the DriveWealth Disclosures and Disclaimers, the DriveWealth Terms of Use, the DriveWealth Customer Account Agreement, the DriveWealth Cash Management Program Disclosure Statement, and the DriveWealth Privacy Policy. You must notify us to revoke permission for any person you previously authorized to use a Card. NOTICE: THIS AGREEMENT REQUIRES ALL DISPUTES BE RESOLVED BY WAY OF BINDING ARBITRATION UNLESS YOU OPT-OUT AS DETAILED IN THE ARBITRATION SECTION BELOW. If made available in your Greenlight Account, your Virtual Card will be displayed in the Greenlight application after the successful verification of the identity of the Primary Accountholder and will be activated and ready for use after the initial value load of the Card Account in accordance with the Issuers funds availability policy as further described under Loading Your Card. Your Virtual Card can only be used for transactions where a physical card is not required such as purchases initiated over the phone or online. The arbitrator must apply applicable substantive law consistent with the FAA and applicable statutes of limitations and claims of privilege recognized at law. Get started Learn how we collect and use your information by visiting our Privacy Statement. The bank routing number and direct deposit account number are for the purpose of . The account number works in conjunction with the routing number. If your Physical Card is replaced with another Physical Card having a new PAN, then your Virtual Card will also be replaced with a new Virtual Card displaying the same new PAN. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). It is also known as check routing number and MICR Code. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by debit card. Here are some of the ways to find your number online: On this page - We've listed the US Bank routing number for checking accounts and wire transfers. 303 Peachtree Street NE, Suite 4300 This Cardholder Agreement is effective [October 11, 2022]. Welcome to Community Federal Savings Bank CFSB BANK MOBILE APP Stay connected, enjoy peace of mind Download the CFSB Bank app and simplify your banking. If we ask you to put your question or complaint in writing and you do not provide it within ten (10) business days, we may not credit your Card. For customer service or additional information regarding your Card, please contact us at: Greenlight Prepaid Mastercard You agree to pay us the fees set forth in the Fee Schedule table below. When you add money to your Greendot card with an outside bank account, it is called an express transfer and it costs $2.95 per transfer. Wells Fargo Alaska. In contrast, any assets, whether cash, securities, or otherwise, in your Invest Account(s) are not held at Community Federal Savings Bank, and Community Federal Savings Bank has no responsibility for such funds. If there are insufficient funds in the Primary Account, the Monthly Fee will be withdrawn from your Funding Account, pursuant to the authorization provided by the Primary Accountholder to the Issuer in this Agreement. Never share your PIN with anyone. ; Check or statement - Wells Fargo-issued check or bank statement. If you request a Physical Card, it will be mailed to the address you provide to us during the registration process. You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. For electronic fund transfers the routing number format is a leading zero, the . How many children can I add to my Greenlight Account? You will be offered three different Card Plans and tiers of service to choose from; each with a different set of features and functionality. YOU ACKNOWLEDGE AND AGREE THAT COMMUNITY FEDERAL SAVINGS BANK IS NOT PROVIDING ANY OF THE INVEST ACCOUNT SERVICES INCLUDED IN ANY OF THE CARD PLANS. If you use your Virtual Card for a mail order, telephone, or Internet purchase, the legal effect will be the same as if you used the Physical Card itself. Rules of Interpretation:This Arbitration Provision is binding upon and benefits you, your respective heirs, successors and assigns. An ABA routing number has nine digits. Under the Investing for Parents Lite feature, the Primary Accountholder will solely be able to invest in a select number of Exchange Traded Funds (ETFs) (initially 10) that have been chosen by Greenlight Advisors to represent different levels of risk matching the different risk tiers that are recommended by Greenlight Advisors based on the Primary Accountholders responses to initial screening questions regarding risk tolerance and investment horizon. As we are not a part of, and do not monitor, the transactions you initiate from your Invest Account, you authorize Community Federal Savings Bank to generally follow instructions received from Greenlight Advisors regarding transfers into or out of your Card Account. We may refuse to process any transaction that we believe may violate the terms of this Agreement. You will have the ability to switch Card Plans from time to time; provided, however, that you will not be able to enroll in the Greenlight Select Plan or the Greenlight + Invest Plan unless otherwise specified in this Agreement. It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. If you select the Greenlight Core Plan, then you will have access to the Greenlight Core Plan Services. Any references todaysfound in this Agreement are calendar days unless indicated otherwise. PayPal ACH transfer routing number. Search routing number or part of a bank name, e.g. Investing involves risk and may include the loss of capital. The Greenlight Max Plan includes all of the features and functionality included under the Greenlight Core Plan, together with the Invest Account Services, and all of the additional features and functionality of the Greenlight Max Plan Services as described in the Greenlight Terms of Service which is available in the Policy Center link of the Greenlight website at www.greenlight.com. The first two digits "05" correspond to the 12 Federal Reserve Banks that represents the bank. You may request a written history of your transactions at any time by calling or writing us at the contact information listed above. Probably the easiest place to find your bank's routing number is to look at your paper checks. Finally, the Greenlight Infinity Plan includes all of the features and functionality included under the Greenlight Max Plan, together with all of the additional features and functionality of the Greenlight Infinity Plan Services as described in the Greenlight Terms of Service, which is available in the Policy Center link of the Greenlight website at www.greenlight.com. Except as otherwise detailed below or where prohibited by law, all fee amounts will be withdrawn from your Primary Account, but if there are insufficient funds to cover the fee amounts in your Primary Account, then we may withdraw such fees from your Funding Account as provided under ACH Debit Authorization above. If the Greenlight + Invest Plan is amended or cancelled, you will be given the opportunity to upgrade into a higher cost Card Plan with additional features or downgrade into the lower cost Greenlight Core Plan effective as of your monthly anniversary date unless otherwise specified. The arbitrator will issue a final and binding decision resolving the dispute(s), which may be enforced as a court judgment. Greenlight Infinity My Account Debit Card Family Cash Card Can't find what you're looking for? Our writers, editors, and product analysts are financial industry veterans. ROUTING & TRANSIT#:121145145 FOR THE CREDIT OF: (Recipient Account Name) CREDIT ACCOUNT #: (Recipient Account Number) BY ORDER OF: (NAME OF SENDER) Legacy Boston Private Consumer and Commercial Clients. The first series of numbers printed on the left-hand side of the bottom of a check is the bank's 9-digit routing number. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. You may request, be issued, and/or use a physical plastic Card (a Physical Card) or a digital representation of the Card (a Virtual Card), which will be displayed in the Greenlight application if you have been approved to receive a Virtual Card. COMMUNITY FEDERAL SAVINGS BANKS SOLE OBLIGATION WITH RESPECT TO THE INVEST ACCOUNT SERVICES IS TO OBEY YOUR AND/OR GREENLIGHT ADVISORS INSTRUCTIONS TO TRANSFER FUNDS TO THE INVEST ACCOUNT AND TO RECEIVE FUNDS FROM THE INVEST ACCOUNT, SUBJECT TO THE TERMS OF THIS AGREEMENT. Further, any amounts you elect to transfer from your Card Account to your Invest Account will no longer be available in your Card Account unless funds are later transferred from your Invest Account to your Card Account as described above. International Card transactions will be subject to the currency conversion rates of the card network operator (Mastercard), as such may be in effect and applied by Mastercard at the time of the Card transaction. NOTE: The CFSB App site you selected will open in a new window. In addition, under the Investing for Parents Lite feature, the Primary Accountholder will only be able to use the Greenlight application to research the select ETFs that are available for purchase under that feature, and will not be able to take advantage of the full research capabilities that are available in the invest portion of the Greenlight application. In the event that your Card Account is cancelled, closed, or terminated for any reason, you may request that the unused balance be returned to you, which will be processed by us either by refund to your Funding Account or via a check to the mailing address we have in our records. If you are invited to enroll in the Greenlight Select Plan, then you will have access to the Greenlight Core Plan Services with the exception of the Invest Account Services. Funds transferred from your Invest Account to your Card Account will also be available within two business days although, in many cases, transfers may be available much quicker. If your Card Account has a negative balance, Greenlight reserves the right to suspend Greenlight Services until the Primary Accountholder satisfies the negative balance. Deposit products offered by Wells Fargo Bank, N.A. Routing number Account number. Compare Chase with Greenlight, side-by-side. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. It identifies your bank, which likely holds very many accounts, while your account number indicates your personal financial product. j. Severability:If any portion of this Arbitration Provision is deemed invalid or unenforceable, such a finding shall not invalidate any remaining portion of this Arbitration Provision, this Agreement, or any other agreement entered into by you with us. Routing numbers aren't specific to individuals like account numbers, so you can find them online. The first is the check routing number used to identify your bank. All such disputes must be addressed and handled directly with the merchant from whom those goods or services were provided. We will bear the expense of our attorneys, experts, and witnesses. Select 'Direct deposit' Follow the prompts to set up direct deposit. Both Greenlight Advisors and DriveWealth are involved with offering you the Invest Account Services as further described under the heading Invest Account Services below. If you are offered a Virtual Card, it will automatically be activated following the successful verification of the identity of the Primary Accountholder and the initial value load of the Card Account in accordance with the Issuers funds availability policy. We, us,andourmean the Issuer, our successors, affiliates, or assignees. Domestic Wire Transfer. You agree that we may use this phone number to contact you for any business purpose about your Card Account and you agree to be responsible for any fees or charges you incur as a result of providing this information. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). If (i) after an initial load your Card Account balance is $0.00 and your Card has been inactive for three (3) or more months; or (ii) your initial load was unsuccessful and you havent completed any loads from any other sources within two weeks following your initial load attempt, then your Card Account may be closed. If you fail to inform the merchant that you would like to complete a split transaction prior to swiping your Physical Card for an in-person transaction, your Physical Card is likely to be declined. You will not receive any interest on your funds in the Card Account. This code identifies the branch (and bank/credit union) on which the cheque is drawn.